Medi-Cal is a joint federal and state program available to individuals who meet certain asset requirements that help them pay for long-term care (LTC) costs. Long-term care often creates devastating financial impacts on Americans, particularly the elderly, and for those family members who lose hours of income (and more) while providing care for their loved ones. The Medi-Cal system is still one of the best options to afford long-term care. Medi-Cal crisis planning is a strategy that can help you qualify for Medi-Cal without experiencing financial ruin.