On behalf of The Elder and Disability Law Firm, APC posted in social security disability on Tuesday, July 24, 2018. California residents and others who have back pain could be entitled to disability benefits. To determine whether or not an individual should be approved for benefits, an examiner must find that the applicant has experienced a loss of functional ability. Common reasons for back pain include a ruptured disc, arachnoiditis and spinal stenosis among others. An individual...
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How medical records and work history affect SSD claims
On behalf of The Elder and Disability Law Firm, APC posted in social security disability on Friday, July 20, 2018. For anyone in California seeking disability payments, the first step is to file an application. This is followed by a disability interview. After an application is on file, it's sent to an agency referred to as disability determination services, or DDS. The next step in the SSD application process involves a review of medical records and work history by a disability ex...
How to fund a trust and ensure that assets are transferred
On behalf of The Elder and Disability Law Firm, APC posted in trusts & trust administration on Monday, July 16, 2018. Creating a trust can be a smart move for anyone in California who has assets they want to protect and pass on to designated beneficiaries in a way that offers protections against probate and certain taxes. After a trust is set up, the next step is to ensure it's sufficiently funded. Real estate can be handled with a deed or deed in trust that transfers a property to...
The importance of detailed information on SSD applications
On behalf of The Elder and Disability Law Firm, APC posted in social security disability on Wednesday, July 11, 2018. California residents are entitled to Social Security Disability benefits based on the extent to which they are limited by a mental or physical condition. Therefore, it is important to be as specific as possible when talking to a doctor about such a condition. For instance, it may be a good idea to mention trouble with reaching or standing because of a bad back or ot...
A special needs trust can preserve benefits
On behalf of The Elder and Disability Law Firm, APC posted in trusts & trust administration on Wednesday, July 11, 2018. A special needs trust can be established for a California resident who receives benefits through any government programs. A trust protects the beneficiary, permitting them to receive benefits and funding from the donor. Every trust consists of a donor, trust and trustee. While the trustee holds the trust and distributes the funding in accordance with the donor's ...
Applying for disability benefits
On behalf of The Elder and Disability Law Firm, APC posted in social security disability on Thursday, July 5, 2018. Applying for disability benefits in California, or anywhere else in the country, can be a stressful experience. By the time somebody applies for Social Security Disability Insurance, they may have spent years attempting to manage their condition. Since the application process can be slow, it's important to present the Social Security Administration with the most compr...
Supreme Court to rule on disability case testimony
On behalf of The Elder and Disability Law Firm, APC posted in social security disability on Thursday, July 5, 2018. People applying for Social Security Disability benefits in California may be concerned about the role of expert witnesses in their cases, especially when an expert is providing testimony about an individual's abilities to work. This can be problematic when the experts in question have had little direct involvement or observation of the applicant's life and work experi...
Earlier planning for long-term care critical for asset protection
On behalf of The Elder and Disability Law Firm, APC on Tuesday, July 3, 2018. You have spent your entire working life building up the value of your estate. The more assets you've acquired, the more diverse your possessions may be. In addition to equity in your home, you may have investment accounts and other valuable possessions.If you have taken the time to create an estate plan, that probably means you have dependents or heirs to whom you would like to leave your belongings. Howe...
Understanding the Pension Protection Act and your retirement
On behalf of The Elder and Disability Law Firm, APC on Monday, July 2, 2018. In 2006, the Pension Protection Act was created. The goal was to provide economic security and set minimum funding standards and funding rules for employers using pension plans with their employees. This act, which was signed into law by former President George W. Bush, required companies that underfunded pension plans to pay higher premiums. Those premiums were sent to the Pension Benefit Guaranty Corpora...
About charitable remainder trusts
On behalf of The Elder and Disability Law Firm, APC posted in trusts & trust administration on Friday, June 29, 2018. California residents can include various types of trusts in their estate plan to ensure that their assets are managed and distributed in accordance with their preferences. One type of trust, a charitable remainder trust, can be used as of source of income for the donor while the remaining assets are donated to the donor's favorite charities. This irrevocable trust p...